Next month is enrollment time for 2013 for senior citizens.
Please seek help if confused—but please make sure that you have coverage for medicines as well as 20% that Medicare part A and B does not cover.
1) New drugs are coming to prolong your life, but costs are going to be high. So make sure that you are covered.
2) Medicare & You handbook is slowly becoming user friendly. READ IT CAREFULLY.
a) GET coverage for 20%—look at the CO-PAY and deductibles,before selecting the best option.
b) Look at the Preventative screening that are covered. Go for these screenings.
c) GET FLU SHOT
d) GET Pneumonia shot.
e) Consider Dental insurance and Eye Care insurance in selecting the plans.
f) Get PPO coverage for 20%. So if you are travelling or want to change provider—you can do it easily.
This insurance for 20% is important as the basic medicare coverage is NOT enough.
THIS NEW DOCUMENT is important for your medical health and financial health. SEEK HELP if having any problem.
Tarun Mullick,MD, Therapeutic-Interventional Gastroenterologist
10:25 am on Sunday, September 30, 2012
Please read pages 55 for Medicare coverage Choices and page 51 for tracking Preventive Services.
FYI--Medicare does not cover if you have heart attack in Latin America or Europe or Asia.If you are in transit from Canada or on Cruise from USA--you are covered.
Also,if you have major problem and you want to go to another hospital,you may be better off with PPO for 20% not covered by Medicare.
Cancer screenings are a Must
Cardiovascular screening is a must
Diabeties screening is a Must.
Obesity screening is a Must--as it can affect heart,digestive parts and your weight on Knees ,hips etc.
Bone Mass measurement--as bone fractures for older people can be serious problem.
Yearly Wellness visit is a MUST-- to discover any looming problem.
Please note--Healthy living can lower costs of Old age Care.These tests--Colonoscopy are ways to prevent Colon Cancer--which if caught late can cost you upward of half million$ (over Medicare limit) and plenty of additional pain that comes with Cancer.
Think of Colon Cancer as this way--If YOUR REAR IS "NOT" IN GEAR,then you can not enjoy the Pizza or Hamburgers that you love to eat daily.
http://www.getyourrearingear.com I am a Volunteer doctor for Colon Cancer and wish to eliminate 51000 deaths every year.
Tarun Mullick,MD, Therapeutic-Interventional Gastroenterologist
10:31 am on Wednesday, October 3, 2012
Starting in 2013,there is a board that is going to issue guidelines on treatments.
Imagine this group deciding what is fair to pay or not pay.But that is not enough--Medicare will impose PENALTIES or FINES.
There was a report that if someone is REDAMITTED within 30 days after Cardiac Stent or pneumonia--then if by chance--the patient is readmitted ,them Medicare can FINE the hospital. Obviously doctors will be implicated also.
This story appeared in Yahoo news.