Next month is enrollment time for 2013 for senior citizens.
Please seek help if confused—but please make sure that you have coverage for medicines as well as 20% that Medicare part A and B does not cover.
1) New drugs are coming to prolong your life, but costs are going to be high. So make sure that you are covered.
2) Medicare & You handbook is slowly becoming user friendly. READ IT CAREFULLY.
a) GET coverage for 20%—look at the CO-PAY and deductibles,before selecting the best option.
b) Look at the Preventative screening that are covered. Go for these screenings.
c) GET FLU SHOT
d) GET Pneumonia shot.
e) Consider Dental insurance and Eye Care insurance in selecting the plans.
f) Get PPO coverage for 20%. So if you are travelling or want to change provider—you can do it easily.
This insurance for 20% is important as the basic medicare coverage is NOT enough.
THIS NEW DOCUMENT is important for your medical health and financial health. SEEK HELP if having any problem.